Mutual Funds & ETFs

How are debt mutual funds taxed in India after 2023?

Debt mutual funds bought in India on or after April 2023 are taxed entirely at your income-tax slab rate, with the long-term capital-gains rate and indexation benefit removed. This means gains are added to your total income regardless of how long you hold the units. For example, a Rs 80,000 gain for someone in the 30 percent bracket adds about Rs 24,000 to tax, whereas older units may follow different rules. Because treatment now depends on your purchase date, verify which regime applies to each holding rather than assuming one rate.

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