Traditional Investing & Portfolio Theory

What is the difference between rupee cost averaging and lump-sum investing?

Rupee cost averaging means investing a fixed amount at regular intervals, so you buy more units when prices are low and fewer when they are high; lump-sum means deploying the full amount at once. For example, ₹60,000 split into six monthly buys spreads your entry price, while a single ₹60,000 buy commits at one price. Averaging reduces timing risk and suits volatile assets; lump-sum gives capital more time invested. Neither guarantees a better outcome. Qatobit's Crypto SIP applies the averaging approach to curated indices with monthly rebalancing. Explore how a SIP structure could fit your plan.

Crypto investments are subject to market risk and volatility. Past performance is not indicative of future returns. This is general information, not investment advice — consider your own circumstances or consult a qualified adviser before investing.