Mutual Funds & ETFs

How is an STP taxed in India?

In India, each transfer in a Systematic Transfer Plan is treated as a redemption from the source fund, so every instalment is a taxable event with capital gains calculated on that portion. The holding period and tax rate depend on the source fund type; gains on a debt or liquid source fund are taxed at your slab rate, while an equity source fund follows equity rules based on how long each unit was held. Because units leave on different dates, gains are computed transfer by transfer. Treating crypto as a portfolio allocation invites the same record-keeping discipline Qatobit builds into its indices. Read the methodology.

Crypto investments are subject to market risk and volatility. Past performance is not indicative of future returns. This is general information, not investment advice — consider your own circumstances or consult a qualified adviser before investing.