Mutual Funds & ETFs

How does an STP work between two funds?

A Systematic Transfer Plan (STP) moves a fixed amount at set intervals from one mutual fund to another within the same fund house, usually from a low-risk debt or liquid fund into an equity fund. For example, you park Rs 6 lakh in a liquid fund and transfer Rs 50,000 monthly into an equity fund over twelve months, averaging your entry price instead of investing the lump sum at once. The source fund keeps earning while the balance waits. Qatobit applies the same staged-discipline logic to crypto through Crypto SIP and monthly index rebalancing. See how staged entry works.

Crypto investments are subject to market risk and volatility. Past performance is not indicative of future returns. This is general information, not investment advice — consider your own circumstances or consult a qualified adviser before investing.