The point
A calendar does not predict the market. It protects the process from discretionary drift.
Rebalancing is often framed as a technical adjustment. In practice, it is a decision about discipline. A fixed schedule creates a known moment to review eligibility, concentration, role fit, and risk contribution.
That cadence matters because discretionary intervention tends to arrive after a move has already become emotionally expensive. A calendar-based reset creates distance between the event and the response.
The schedule is not a promise that every month will look the same. It is a promise that the same checks will be applied every month.
“A better allocation begins with a better explanation.”
Qatobit principle
Published construction. Fixed cadence. Versioned control.