The question you cannot answer
Every lump sum carries one: is today a good price. Buying on a schedule makes the answer irrelevant, because what you end up holding is the average of every entry rather than the one you happened to pick.
Crypto SIP
Invest a fixed amount in crypto, every month.
A Crypto SIP puts a fixed amount into a QSI index on a schedule you pick. It keeps running whether the market is up or down, so you are not deciding when to buy.
Why a SIP
The decision you stop making.
The schedule is the product
Set the amount and the cadence once. It buys on the date whether the market is having a good week or a bad one, which is the part almost nobody manages by hand.
A method India already knows
The SIP is one of the most familiar ways to invest in India. Here it buys a crypto index instead of a fund, on the same kind of schedule.
Your schedule
Work out the commitment before you sign up for anything.
Set a cadence and an amount. What comes back is what you are committing and what it costs to run, which are the two numbers anyone can actually know in advance.
₹2,000₹50,000
- Buys a year
- 12
- Committed a year
- ₹60,000
- Fee on each buy
- ₹17.50
- Fee a year
- ₹210
A SIP into a QSI index starts at ₹2,000 per cadence, at every cadence. Into a single asset it starts at ₹500 weekly or biweekly, and ₹2,000 monthly. Nothing above is a forecast.
Setup
Three steps, then it runs
The work is in choosing the thesis. Everything after that is a date on a calendar.
- 01
Choose the index
Pick the QSI index whose thesis you want to hold. The rules that decide what goes in it are published before you invest, not after.
- 02
Set amount and cadence
Weekly, biweekly or monthly. Link your bank account once and fund your INR balance by NEFT, RTGS or IMPS, and the platform invests on your cadence from there.
- 03
Leave it alone
On every scheduled date the amount buys into the index at that day's price, and the index resets to its target weights every month.
What you hold
A SIP spreads your timing. An index spreads the position.
A recurring buy into one coin is still a bet on one coin, run on autopilot. Here the SIP buys into a QSI index: a basket whose contents are set by a published methodology and reset to target every month. The discipline lives in the schedule, the construction lives in the methodology, and a crypto SIP that gives you only the first one is doing half the job.
Into a QSI index
One instruction spreads every cycle across the whole basket on the published methodology, and the basket rebalances monthly.
Into a single coin
Every cycle goes into one asset, so what you hold rises and falls with that asset alone.
Fees
The fee is on the screen before you confirm.
- Buy, sell or rebalance a Crypto Index basket
- 0.35% per transaction
- Single-asset buy or sell
- 0.4% per transaction
- Convert, crypto to crypto
- 0.1% per transaction
- INR deposit and withdrawal
- Nil, ₹200 minimum each side
The QSI indices carry no annual management fee. The only charge on a basket is the 0.35% when a transaction or a rebalance happens, and there is no exit load at any holding period.
Questions
What people ask first.
A Crypto SIP starts at ₹500 per cadence weekly or biweekly, and ₹2,000 per cadence monthly. A Crypto SIP into a Crypto Index starts at ₹2,000 per cadence. A Crypto Index on its own starts at ₹2,000. Minimum deposit is ₹200 and minimum withdrawal is ₹200.
