Glossary

Stablecoins, RWA & Tokenization

What is the difference between proof of reserves and proof of liabilities?

Proof of reserves shows the assets a platform holds; proof of liabilities shows what it owes its customers. The two only matter together: reserves alone can look healthy while obligations stay hidden. A platform might publish wallet balances of 100 BTC (reserves) but owe customers 120 BTC (liabilities), leaving a shortfall. Pairing both, often through a cryptographic attestation of customer balances, lets you check that holdings actually back what is owed. Qatobit publishes Live Proof of Reserves so you can verify backing yourself rather than take it on trust.

Crypto investments are subject to market risk and volatility. Past performance is not indicative of future returns. This is general information, not investment advice — consider your own circumstances or consult a qualified adviser before investing.

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