The point
If you want to invest in a basket of crypto in India, read the basket's written rule before you read its logo. A basket is only as good as the rule that picks its holdings, sets their weights and resets them. A basket that hides any of the five parts below is a portfolio somebody else picks for you without showing the picks.
What does a crypto basket actually promise?
A basket promises one thing: you hold a set of assets chosen by a rule instead of choosing each one yourself. Everything else on its page is either a detail of that rule or decoration.
That makes the rule the product. Two baskets can both say "Bitcoin, Ethereum and a few others" and behave differently, because one resets monthly to published weights and the other changes when someone feels like it.
The common view is that the work is choosing which basket. In practice most basket pages describe a theme and stop before the rule, and a theme cannot be checked the way a rule can.
What are the five things a basket's page must state?
A page that states all five lets you decide without trusting anyone. A page that skips one leaves that part for you to take on trust.
1. The holdings, and the screen that put them there
You should be able to name every asset in the basket and say why it is there. Qatobit's methodology page lists the screens an asset passes before selection: liquidity, market structure, custody, regulatory availability, security, durability and role fit.
Then every holding gets a predefined job. In QSI Growth, Bitcoin is the anchor, Ethereum the core, Solana the growth lever, Gold the buffer and a stable reserve supports the monthly reset. A holding with no stated job is a holding with no reason to stay.
2. The weights, in numbers you can multiply
A weight is the share of the basket each asset gets, written as a number you can multiply. A phrase like "mostly Bitcoin" gives you nothing to work with.
As of 15 October 2026, the QSI Growth page shows Bitcoin 40 percent, Ethereum 25 percent, Solana 15 percent, Gold 15 percent and a reserve 5 percent. The live page is the one home of these figures, so read it again before you rely on them here.
Published weights let you do the sum yourself. Take ₹25,000 a month into QSI Growth. Bitcoin gets ₹10,000, Ethereum ₹6,250, Solana ₹3,750, Gold ₹3,750 and the reserve ₹1,250. The five add to ₹25,000. You know where each rupee went before you pay.
3. The reset schedule, and what the reset does
Prices move after you buy, so the weights drift from target. A basket needs a stated date or cadence for pulling them back, and a stated direction of travel.
QSI indices reset once a month. The mechanism is symmetrical: it trims what has run above its weight and tops up what has fallen below it. A hypothetical shows the size of it. Say Bitcoin's slice of a ₹5,00,000 QSI Growth basket has drifted to 44 percent, which is ₹2,20,000. The reset sells ₹20,000 of Bitcoin and brings it back to 40 percent, which is ₹2,00,000.
The step does not depend on you feeling brave near a low or careful near a high, which is the reason to prefer a rule to a hunch.
4. The cost, as a rate and the amount it multiplies
A rate means nothing until you know what it multiplies. Ask two questions of any basket page. What is charged on a buy, a sell and a reset, and is there a yearly charge on top?
Qatobit charges 0.35 percent on a basket buy, sell or rebalance. Fees are charged on the transaction amount, so a ₹5,00,000 buy costs ₹1,750, and a ₹25,000 SIP instalment costs ₹87.50. The QSI indices carry no annual management fee and no exit load. For a longer checklist on this part, read how to read a crypto platform's fee schedule.
5. The exit rule, and the rule for change
There are two exits to check. Yours: what it costs and how long it takes to leave. On Qatobit nothing is charged for leaving a QSI index, at any holding period.
The basket's own: what happens when an asset stops passing the screens. This is the question most pages skip. The QSI methodology says every change to it is versioned, dated and held under change control, and the pages publish inclusion and exclusion criteria. Read that for any basket you consider. A basket that can swap a holding without a dated, written change is a basket whose rule is whatever it did last.
Why does a written rule beat a good-looking basket?
Because you can test a written rule and you can only admire a good-looking basket.
Most of crypto moves with Bitcoin. When it falls, nearly every token falls with it. A basket built only from tokens that answer to the same driver holds up no better than the one coin. QSI Core and QSI Growth mix crypto with Gold, an asset with its own drivers, and keep a stable reserve for the reset. That is design intent, and market risk stays with the holder either way.
QSI VRION, with Bitcoin, Ethereum and Solana and no hedge, is the deliberate exception. Its methodology page says as much. A rule that says where it offers no protection is easier to trust than one that implies protection everywhere.
How do you invest once the rule passes?
The steps are short because the rule did the work first. Choose the index whose thesis fits your horizon. Invest a lump sum or set a SIP into it. The index resets monthly to its published weights, and you hold proportional exposure to every asset in it.
You make one decision, the thesis, and the methodology carries the rest. To invest in QSI Growth, start from the indices page and read the methodology next to it.
To compare baskets across apps, every crypto basket and index app in India compared sets nine of them side by side on what each publishes. For the cadence side of a SIP, see how a crypto SIP works.
Frequently asked questions
What is a crypto basket?
A crypto basket is a set of digital assets held together under a rule that fixes what goes in, how much of each and when the weights reset. You hold the basket instead of picking each coin. A QSI index resets monthly.
What should a basket's page state before you invest?
Five things: the holdings and the screen behind them, the weights as numbers, the reset schedule, the cost as a rate with its base, and the exit rule. A page missing any of them leaves part of the rule unchecked.
How is a basket different from buying each coin?
A basket applies one rule to the whole set, so the weights are reset on schedule instead of when you decide. Buying each coin leaves every weight, and every decision to change it, with you.
What does a QSI index cost?
Qatobit charges 0.35 percent on a basket buy, sell or rebalance, shown before you confirm. On a ₹5,00,000 buy that is ₹1,750. There is no annual management fee and no exit load.
What is the minimum to invest in a QSI index?
Each QSI index starts at ₹2,000, and a SIP into an index starts at ₹2,000 per cadence.
Crypto investments are subject to market risk. Not financial advice.
“A better allocation begins with a better explanation.”
Qatobit principle
Published construction. Fixed cadence. Versioned control.
